Feel Confident about your Health Plan
Marpai, your employer’s health plan services provider, recognizes that knowledge is a powerful way to help you feel positive. Understanding deductibles, out-of-pocket costs and when you’re covered can help you feel better about managing your healthcare and keep your pocketbook healthier too.
- Deductible is the amount you pay each year for most eligible medical services or medications before your health plan begins to share in the cost of covered services
- Copayment is a flat fee that you pay on the spot each time you go to your doctor or fill a prescription
- Coinsurance is the portion of the medical cost you pay after your deductible has been met
- Out-of-pocket maximum is the most you could pay for covered medical expenses in a year, including deductibles, copays and coinsurance. Once you meet your out-of-pocket maximum, your health plan pays your covered medical and prescription costs for the rest of the year.
Checking your plan and staying informed is a simple way to feel more confident about your health.